Fair Debt Collection Only Goes So Far to Stop Harassing Calls
The Fair Debt Collection Practices Act was drawn up to protect consumers from unfair harassment from their creditors. However, it cannot stand there and pick up your phone and tell the creditor to stop calling. Only you have the power to stop them from calling you. Take a look at your financial picture. If it seems hopeless, you are probably under a lot of financial stress. The best thing to do would be to contact a credit card debt consolidation company to help you out. They can work out a plan that you an manage on your budget without breaking the bank. And the creditors will stop calling you and start calling them if they are unhappy.