The consolidation loan improved my credi score
Our credit rating had always been good and when I would apply for a loan or to raise my ceiling on my credit cards it was never a problem. I did start to notice that my credit rating score was starting to drop and was told it was because I owed money to so many places and had nothing to do with the fact I paid it on time. So I applied for a consolidation loan. I then paid off all the small loans to improve my credit and now only make one payment a month. My credit score is improving.
