Spotted a Great Guide for Understanding Credit Scores
I found a review of things that affect your credit score and it’s a good thing that I did because truth be told I have very bad credit. This review has made it more clear why my credit score is bad and what things I can watch for in order to improve it. The review shows percentages for how much certain factors affect your credit.
To obtain credit score with a good rating you need to focus on the things that affect your credit most. According to this review, your payment history is the most important factor that determines your score. This makes sense because I believe in every declined credit letter I’ve received it has mentioned delinquent payments as a reason for not approving credit for me.
